LOAN TO INCOME RATIO

The loan to income ratio for households corresponds to all net flows of new credits in liabilities of financial accounts divided by their gross disposable income.

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Time series of Household Credit to Income Ratio (2000 - 2018 T1)
OEE RESEARCH

July 2020: Savings of European low-income households

The OEE published a study on savings of European low-income households. This study identifies among low-income households those who are the most exposed to different economic and financial risks, depending on their initial endowment in financial and non-financial wealth. Read more